How does overdraft work at chase

It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on. With Debit Card Coverage, you tell us how you want to handle your everyday debit card transactions. See information on How your transactions will work for business accounts PDF.

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With a Chase checking account, you have options— specifically when it comes to how we handle overdrafts. Checks, automatic payments, like a recurring phone bill, and recurring debit card purchases, such as a gym membership. Knowing your balance and how your transactions work can also help you make the right choice. Choose the alerts you want and how you want to receive them on chase. You can check your balance by calling or going to any Chase ATM. See information on How your transactions will work for business accounts PDF.

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Please adjust the settings in your browser to make sure JavaScript is turned on. For more information on overdrafts, how we handle them and the fees we charge, read our Standard Overdraft Practice. Overdraft Protection is a service that lets you link your Chase savings account to your checking account. To set it up or for more information, go to our Overdraft Protection page. We also offer Debit Card Coverage so you can choose how we treat everyday debit card transactions, such as for groceries, gasoline or dining out.

If we cover this transaction, it'll be based on your account history, the deposits you make and the amount of the transaction. For more information, read about Chase Debit Card Coverage.

Also, if you're looking for an account that can help prevent overdrafts by only letting you spend the money you have available, check out Chase Secure Banking. These transactions are covered by our Standard Overdraft Practice, which is based on your account history, the deposits you make and the amount of the transaction.